Thank you, Debesh. There's a reason why "miserable" contains "miser".

Basically it comes down to Sun Tzu, who instructed his generals to put themselves beyond the possibility of defeat, and then they never fear the battle's outcome.

Put aside enough to cover the storms that arise in our lives from time to time, and we may be content, spending more if we wish.

Don't do it the other way around!

Britni

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